Dhi Money - Your money companion

"How much is enough?" Finally, an honest answer.

The money app you open to feel better, not worse.

YouCan I finally afford that ₹26L car?
धीYou can - just know it pushes your financial independence out by about 2 years.
Download on the App Store Get it on Google Play

Free to use - start on a sample profile.

Your whole financial life planned, on one screen.

Net worth, cashflow, goals, protection, and a playground for every what-if: each a calm card you can read at a glance.

Dhi doesn't just give you numbers - it tells you what they mean.

Cashflow, net worth, goals, protection - Compass watches every part of your money, even the parts you don't, from idle cash to insurance, and turns them into the next right move, and helps you build better financial habits along the way.

धी
Compass
Financial independence
Work-optional by 2041
47% there
Next move
Shift ₹1.2L idle cash → liquid funds.
+ ₹6,000 / yr, no lock-in
धी Compass
Work-optional by 2041
47% there
Next move
Shift ₹1.2L idle cash → liquid funds.
+ ₹6,000 / yr, no lock-in
Cashflow
59% saved
Net worth
₹55 L
Protection
Covered
Goals
3 on pace, 1 behind
Cashflow
59%
saved this month · +₹89k surplus
in ₹1.5Lout ₹61k
Net worth
₹55 L
▲ +₹98,200 · +1.82%
Protection
Covered
Your family is protected
₹1.5 Cr life cover
₹15L health
6-month buffer
Goals
3 / 4
3 on pace, 1 behind

It reasons - it doesn't just calculate.

Underneath sits real financial planning - your net worth, goals and retirement, properly modelled. Dhi's intelligence rides on top, reasoning over all of it the way a sharp planner would.

It makes money less stressful

Open it and feel calmer, not anxious: your whole money picture, finally clear and easy to follow.

It explains what your numbers mean

Not just where your money went: what it actually means for you, in plain language you can act on.

A plan in minutes, then it stays with you

Dhi builds your full plan, cashflow, net worth, protection, goals, in minutes. After that, ask it anything, adjust as life happens, and it nudges you when something needs attention.

It works only for you

No spam. No selling your data. No commissions pushing products. Every suggestion is only about what fits you.

The kind of guidance that used to cost ₹25,000 a year - now a companion you can ask anytime.

We built the app we wish we'd had.

Real financial advice has always been expensive, or came free from someone quietly earning a commission on what they sold you. We're building the opposite: guidance that runs on your actual numbers, answers only to you, and never sells your data or mis-sells you a product.

Vinay Krishna G, Co-founder & CEO

"I earned well for years and still felt unsure about my money. The first planner I tried sold me products. So I spent years learning it myself."

Vinay Krishna G
Co-founder

Two decades in tech across startups and MNCs, from writing code to leading product at Reverie (later acquired by Jio), Ola, and Tally.

Kaushik SA, Co-founder & CTO

"I took a home loan at 24 and learnt personal finance the hard way, one expensive mistake at a time. It shouldn't be this hard."

Kaushik SA
Co-founder

7+ years in tech and 4+ as a founder, with expertise in building AI products. Last venture acquihired in 2025. Ex-Tally, BitClass.

Get started in under
two minutes.

Start on a sample profile - no setup, nothing to connect. Add your own numbers whenever you're ready.

Download on the App Store Get it on Google Play
Free to use